Health Guardianship Complete®
The Health Guardianship Complete® plan is the only cohesive self-funded health plan designed to deliver the highest quality care at the lowest net cost, without cutting corners.
We do things differently, starting with the way you interact with your doctor.
Enhanced Primary Care with BowTie Health Guardianship®
Our approach to primary care goes beyond one-time doctor's visits. Through BowTie’s Health Guardianship Proven Process™, members get unlimited access to a trusted care team that includes primary, urgent, and specialty physicians who work together to address every medical need with care and expertise.
Each member is paired with a dedicated primary care physician, supported by nurses, physician assistants, and cash-pay negotiators. This team goes beyond treating symptoms. They take the time to understand the full story of a member’s health and guide them through every step. From scheduling appointments and managing referrals to navigating care and securing the best cash prices for procedures.
Chronic Conditions are Addressed at Their Core
Our model keeps members engaged with their Guardianship Team. By focusing on long-term health, not just short-term treatment, members have access to tools and resources to live healthier lives. That means fewer claims, better outcomes, and higher-quality care.
We Pay Cash
Direct cash payments gives members access to the highest quality care at the best possible price. Which means no networks. We aren’t limited to who we can work with. If providers accept cash payments, we can work with them.
Lower costs are a natural result of a system that actually works.
Pharmacy Costs are Guarded too
The pharmacy system is full of middlemen who drive up prices without adding value. We cut them out. This gives us access to the lowest cost for prescriptions without having to sacrifice clinical outcomes.
Stop-loss Partners Love Cash
We work with carriers who understand the value of this model and price stop-loss insurance accordingly, offering significant discounts for our programs.
Transparent Reporting, Built for Action
Our reporting doesn’t just show numbers. It proactively shows what’s working, what’s not, and how to keep improving your plan over time.
